Rates And Fees

Online title loans are not always available in every state. Check with your individual lender for their complete listing of rates and fees for each specific state. GoTitleLend is committed to providing up to date information on lending rates and fees in each state. But keep in mind, these amounts are always changing and it’s best to check with your lender and individual state regulation before signing a loan contract. Listed below are some example costs for title loans or personal loans in a few states.


California: A cash advance or payday advance will cost roughly $18 per $100 that you borrow. As an example, if you borrow $200 that becomes due in two weeks you’d be looking at a payback amount of approximately $240.00

Colorado: The total amount you borrow with a payday loan will determine the payments and APR. Most lenders in Colorado do not issue title loans. If you take out a $250 payday loan in CO with 115% APR you can expect to make a payment of $55 every other week.

Florida: A title loan taken out in the state of Florida will have similar fees and costs to what you would see with an unsecured loan. The exact APR will vary with each lender but expect a loan cost of around $33 for every $200 that you borrow.

Idaho: A typical cash advance or title loan will cost $37.00 for every $200 that you borrow. Let’s say you borrow $400 that becomes due in full within 14 days. The total repayment amount would be $245.43.

Ohio: Title loans rates and fees in Ohio are constantly changing. Check with the State of Ohio’s Department Of Finance for the latest regulations and limits regarding secured loans in Ohio.

Washington: A typical payday loan and title loan in the State of Washington will run you $45 for every $300 you borrow. As an example, if you borrow $300 that loan will have a total payback amount of $365 that’s scheduled to be paid off within 14 days.