Get A Car Title Loan With GoTitleLend
Bad Credit Is Ok
Keep Driving Your Car With A Title Loan
Your Vehicle’s Pink Slip Is The Collateral For a Loan! No need to submit multiple documents and wait weeks for your loan to fund.
WELCOME TO GOTITLELEND
We provide the best customer service experience for those interested in getting a title loan. Our lending agents know what's required to get you the cash you need quickly!
By applying for a car title loans with GoTitleLend you can get access to fast cash within 24 hours or less. We offer online title loans to qualified applicants. Most of our borrowers own a vehicle with a paid off car title. You’ll need a newer vehicle that’s free of liens and other holds to apply.
Other requirements for car title loans can include the need for some type of employment verification so your monthly income can be confirmed. You may also need a bank account with direct deposit and comprehensive auto insurance that covers the full replacement cost of your vehicle.
Qualified applicants can submit an application online and get a lending decision in about 1 to 2 hours. You also have the option of contacting our customer service department and submitting the application over the phone.
OUR LENDING SERVICES
What We Offer
Online Title Loans
An online title loan offered by GoTitleLend allows you to get cash by using the collateral in your vehicle. Bad credit is ok if you have a paid off car and you can often borrow 40-60% of your vehicle value.
In addition to standard title loans, we also offer unique ways to get cash from your vehicle. A rebuilt title loan allows you to access your vehicle’s collateral even if the vehicle is rebuilt or damaged!
25% and up
With a pink slip loan you can put up the vehicle title or “pink slip” and use it as security for a same day cash loan. The amount available to borrow with this type of secured loan is based on the resale value of your car.
Get Started On A Title Loan Application Today
It takes just a few minutes to apply for title loans with GoTitleLend. Qualification standards will vary in all states, but you can often be approved for a car title loan if you have a paid off car that’s in decent shape with relatively low mileage. You need to show proof of employment and the ability to make monthly loan payments. Most loans are underwritten and approved within a few hours and you can get cash for the equity in your vehicle in less than one business day!
Our Latest Blog Posts & Lending Articles
Can I Get A Title Loan With Bad Credit
It turns out that most lenders won't even check your credit when you apply for a title loan online. When compared to other types of short term loans a title loan is more viable because the emphasis is on the vehicle opposed to your credit.
How To Get Auto Title Loans With No Income Verification
It's possible to be approved for a title loan with GoTitleLend even if you can't verify your income. Applicants who can't prove current employment can still qualify if they show proof of alternative monthly income. You will need some money coming in to make payments.
Here's Why You Should Refinance Your Title Loan
There are many different reason why you would want to refinance an existing car title loan. Perhaps you want to reduce the APR or finance charges or lower the monthy payment. Save money and payoff your loan quicker with a title loan refinance.
What Is The Average Loan Amount For Vehicle Title Loans?
The average lending amount for auto title loans is $1,500, but can range from $300 to $7,000. Loan amounts can sometimes be higher in Ohio versus other parts of the nation, but with higher funding amounts you can also expect larger monthly payments. The amount you can borrow depends on the value of the vehicle and your ability make on time payments. To find out the title loan value of your car it’s best to first get an estimate of your vehicle’s resale value based on the car’s make model and mileage.
What Are The Interest Rates And Monthly Payments On Car Title Loans?
The interest rates for title loans can range from 36% APR up to 200% APR. The actual rate depends on the title loan company, state regulations, and the length of the loan. In general, longer loans will have higher interest rates and it may be more difficult to quickly pay off the amount owed. As with the APR, your payment term and monthly payment will also depend on many factors and can be discussed with one of our title loan specialist. Rest assured, the monthly payment will only be determined after making sure it fits into your budget and works for both the lender and borrower.
What Are The Typical Title Loan Repayment Terms?
Most title loans online are set up on a monthly repayment schedule, however some lenders may offer longer terms. Expect a payment term of anywhere from 3 months to 2 years for most car title loans and the term can be stretched out longer if you want to have a reduced monthly payment. Some title loan companies may offer early payoff options where you can make larger payments to pay off the loan faster and save on interest and the best part is there’s often no pre-payment penalty or other fees if you simply want to get out of the loan early. Be sure to ask about all payment options before taking out title loans.
What Will Happen If I Can’t Make My Payments Or If I Default?
As with any other personal loan or payday loans the first step if you can’t repay your loan is to contact the lender. Unlike personal loans that unsecured , title loans will be secured with your vehicle as collateral. So if you can’t repay the title loan the lender may try to collect the debt through other means or they may repossess your car. It’s important to be proactive and reach out to the lender if you’re having trouble making payments. Most title loan lenders set up borrowers with repayment plans or come up with other ways to help them get through tough financial times without losing their vehicle.
Am I Able To Keep My Vehicle After Getting Approved For Car Title Loans Online
Yes, you will absolutely be able to maintain possession of your car and drive it as you please for the entire loan duration. All companies that offer title pawns will title the loan in your name only, so your vehicle will remain in your name and under your control throughout the loan process. The auto title lender will simply place a lien on the car’s title until the loan is paid off in full. You won’t need to give up your keys or have a GPS tracker installed on your vehicle like with some car title loans or title pawns in other states.
GoTitleLend is a nationwide company that’s committed to getting you the best title loan rates and terms. We believe everyone deserves access to credit and we want your loan to fund quickly!